With the current state of the economy and the real estate industry, it is harder and harder to find a good lender and a lender who will lend you money. Don’t lose heart. You can find a good lender.

If you live in a declared disaster area, there may be federal assistance available to you in the form of a long-term, low-interest loan. If you are in need of assistance, it could be worth your while to check it out.

Are you thinking about refinancing your home? With interest rates near all-time lows, some are pondering the possibilities and saving substantial bucks when they do. There may be other reasons, though, that you are considering a refinance on your home.

Research has found that when the home value falls to below 75 percent of the home loan, people seriously consider defaulting on the loan and just walking away from the house.

Ever wondered what determines mortgage interest rates? Find the information you need here, and be armed to decide when the best time is for you to get the best interest rate when buying a new home.

With all who are struggling with foreclosures nowadays, it is not surprising that scammers are laying in wait. What is tragic is that it could happen to anyone.

A look at the Southwest Austin neighborhood Village at Western Oaks that has many great options for today’s Austin home buyers.

The mortgage industry has recently made some changes to help homebuyers understand their home purchases and refinancing options. The RESPA Reform is one of those changes, and this article describes how it works for homebuyers and Realtors.

If you have experience in the housing industry, there are three names that you’ve probably heard many times over – Fannie Mae, Freddie Mac and Ginnie Mae. But who are they, what do they have to offer, and who do they offer it to? Here, you’ll find answers to all those questions.

President Obama would like to create a tax to punish banks for effectively taking the bailout money and running.