If you have experience in the housing industry, there are three names that you’ve probably heard many times over – Fannie Mae, Freddie Mac and Ginnie Mae. But who are they, what do they have to offer, and who do they offer it to? Here, you’ll find answers to all those questions.

Do you want to know the real story behind the collapse of Fannie Mae and Freddie Mac? The story of what finally led to the collapse of the housing market, and the near demise of our entire economy. Congressional records tell the true story, read here for what actually happened.

The quotes, and dates, come directly from Congressional records, in the actual words of those involved.

Recently, the FHA has instituted new regulations which are very similar to the rules of Fannie Mae and Freddie Mac. Although regulations are generally a good thing, could this be bad for FHA loans?