An IVA (Individual Voluntary Arrangement) is a legally binding agreement designed to help you repay as much of your unsecured debt as possible – and write off what you can’t afford to repay in a realistic amount of time.

If you are struggling with a high level of unsecured debt that you cannot afford to repay within a realistic timeframe, then an IVA (Individual Voluntary Arrangement) may be appropriate for you.

There are various types of debt help available, all of them designed to help people dealing with different kinds of debt problems.

If you are struggling with a high level of unsecured debt that you can’t afford to repay within a reasonable period of time, then an IVA (Individual Voluntary Arrangement) may be appropriate for you.

If you are struggling to repay your debts, than you’ll know how difficult managing your finances can be. For all too many people, each payday can become a balancing act – trying to pay off debts while leaving enough money for bills, groceries and other costs later in the month.