Variable rate mortgage deals include a large range of mortgages including tracker mortgages, capped mortgages and discount mortgages. Here are the top five factors you need to consider if you’re thinking of taking out a variable rate mortgage.

Tracker mortgages are mortgage deals with a variable interest rate which tracks the Bank of England base rate. If you think a tracker mortgage might be the right kind of mortgage deal for you, read on to find out our top 5 tips for trackers.

Interest only mortgages are popular because the monthly payments are lower than mortgages with monthly capital repayments, meaning homeowners can keep more of their salary each month. Here are the top five considerations for people deciding whether or not to choose an interest only mortgage deal.

Fixed rate mortgage deals keep the same interest rate, whatever happens with the Bank of England base rate. If you are considering taking on a fixed rate mortgage deal, read on to find out the top 5 tips.

There are a number of reasons why you might want to remortgage. A remortgage deal could allow you to release equity from your property, to take advantage of a better offer following a change in the base rate, to exit your current mortgage deal if the introductory rate is ending, or simply to reorganise your finances following a change in circumstances.