Top Five Money Saving Tips For 2010
Divya Sharma is the Senior editor at Prepaid365 – the UK’s prepaid card comparison portal and a prepaid card industry expert. Visit http://www.prepaid365.com to compare prepaid cards and read about the benefits of our top prepaid gift card for mums and families at http://www.babeecard.com
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Promised yourself you’ll get a handle on your finances for 2010? Our top 5 money saving tips for 2010 are a great way to kick-start your savings plan.
1. Learn to budget
Go over your spending from last year, where did you spend your money and where there any areas that you spent too much? Can you cut down on those big expenses this year? It’s a good idea to set a budget for this year and try and stick to it as best you can. It really can make a difference if you know where your money is coming in from and going out to. Why not get a Prepaid MasterCard to help with all your budgeting needs?
2. No more paying full price for things
There are loads of deals out there to be had on your common household items. Take advantage of money off coupons, discount codes, sale items on the high-street. I have already bought some up and coming birthday pressies in the sale and have saved a fortune. Work out where you pay full price and then spend a little time researching if you can get it cheaper elsewhere.
3. Delay spending
Could you delay any non-essential spend for 30 days? Could you draw up a list of all the things you want to buy and then see if you still want to buy them at the end of the “no spend for 30 days” test? It’s a neat way to look at your impulse buying patterns and keep that hard earned money in your bank account a little longer.
4. Al-Desko dining
If you are a working mum or dad then why not dine Al-Desko and take your own lunch to work? It doesn’t cost much to make a little extra with each evening meal and provided you have heating facilities at work you can use the opportunity of taking your own food in to control your calories etc.
5. Home is where the heart is
There are plenty of ways to save money by using your home & garden more as a family base for activities. Rent out DVDs, CD’s & books and host a movie night (don’t forget to make your own treats). Host a party for your kids or your friends at your house and then at somebody else’s the next time. Ask your guests to bring a dish, they won’t mind, everyone loves cooking! Why not host a clothes swap party at your home, that way you can save even more pennies and gain some new wardrobe items.
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